About the way true life solutions
Rule No.1 is never lose money. Rule No.2 is never forget Rule No. 1
How much money would you have saved by now? How much sooner could you retire? IUL has been around for almost 30 years. Now, we have over 40 companies that offer IUL. Policies continue to evolve and get better each year. IUL policies do not lose money, which is rule number 1.
Forbes Financial Council discusses 10 Game-Changing Market Investments Driving Financial Firms Ahead Of The Competition!
One of the TEN is Redirecting Capital Into Indexed Universal Life Policies
Indexed Universal Life (IUL) policies have been a game changer by transforming dollars earmarked for taxes into a powerful wealth-building tool. Instead of losing capital to taxes, we strategically redirect it into an IUL, leveraging market-driven growth with downs
One of the TEN is Redirecting Capital Into Indexed Universal Life Policies
Indexed Universal Life (IUL) policies have been a game changer by transforming dollars earmarked for taxes into a powerful wealth-building tool. Instead of losing capital to taxes, we strategically redirect it into an IUL, leveraging market-driven growth with downside protection. This approach maximizes tax-free wealth accumulation, keeping our firm ahead with superior financial strategies.
Core challenges facing all who want to retire!
1) Market Volatility
To put it simply, this is the fact that you can lose your hard-earned savings. With two 40% market drops in the past 12 years, none of us can afford another.
2) Taxes
Finding tax efficiency is a CRUCIAL aspect to reaching a critical mass of investment capital that can give you real Financial Freedom for Life. Without understanding the impact of taxes, true financial freedom is a pipe dream. You can only spend your after-tax income
3) Excessive Fees
3) Excessive Fees
While we can all expect to pay a reasonable fee to invest, many are unaware that the “fees” they are often quoted are not the fees they actually pay.
Protect your family with the way true life solutions
Why IUL
- IULs protect capital. They offer protection against market downturns with a guaranteed minimum return, typically 0%, ensuring the cash value won't decrease due to negative market performance.
- IULs have tax advantages. They offer tax-deferred growth and potential tax-free withdrawals through policy loans. This can be attractive to high-net-worth individuals who may have maximized other tax-deferred savings options.
- IULs offer wealth transfer. As life insurance policies, they offer a tax-free death benefit, which can be an efficient way to pass on wealth to beneficiaries.
Compounding and Taxes at Retirement
Understanding the impact of taxes
Without understanding the impact of taxes, true financial freedom is a pipe dream. You can only spend your after-tax income. Unfortunately, most people in designing their needs for the future are failing to effectively anticipate what taxes will likely be. With $37 trillion in debt and what some now estimate as nearly $100 trillion in unfunded liabilities (Medicare, Social Security, etc.) do you think taxes will be higher or lower in the future?
Start with a dollar and double it each year for 20 years.
Start with a dollar and double it each year for 20 years tax-free growth, you have $1,048,576.00, but with 33% Tax, you would have $28,466.29 ...Drastic difference!
